Apple restores card payments for App Store and iCloud in India after nearly five years

Apple has resumed credit and debit card payments for App Store and iCloud purchases in India, now complying with RBI card tokenisation and data localisation norms. Currently in test with select users, with a wider rollout and Apple Pay discussions reportedly underway.

— Source publishedMon, 6 Jul, 2026, 22:23 IST·First seen Mon, 6 Jul, 2026, 22:31 IST·Source CNBC-TV18 · Companies

What happened

Apple resumed credit/debit card payments for App Store and iCloud in India after nearly five years, complying with RBI card tokenisation and data localisation

Key facts

  • 5 years
  • 2021

Why this matters

Apple's re-entry into card payments and reported Apple Pay talks in India open partnership and acquisition angles across tokenisation, localisation, and payment-orchestration players.

What to watch

  • Official Apple confirmation of full India rollout beyond test users
  • Apple Pay regulatory filings or NPCI/RBI engagement signals
  • RuPay/UPI-on-cards interoperability announcements affecting Apple
  • Recurring e-mandate success/decline rate disclosures
  • Subscription price or bundling changes tied to new payment options
  • Apple widens card test cohort and enables auto-renew subscriptions via tokenised cards
  • Payment processors and card networks (Visa/Mastercard/RuPay) court Apple integration deals
  • Competing app-store and streaming players re-evaluate India card checkout support
  • Banks push co-branded card offers targeting Apple ecosystem spend