Apple Restores Card Payments for App Store, iCloud+ in India After RBI Compliance

Apple has re-enabled debit and credit card payments for App Store and iCloud+ purchases in India, backing Visa and Mastercard after aligning with RBI tokenization and recurring-payment rules. RuPay support is expected soon, hinting at a possible Apple Pay India launch with major banks like HDFC, ICICI and Axis.

— Source publishedTue, 7 Jul, 2026, 17:35 IST·First seen Tue, 7 Jul, 2026, 18:15 IST·Source Business Today · Latest

What happened

Apple has restored debit and credit card payments for App Store and iCloud+ in India after complying with RBI tokenization and recurring-payment rules. Visa and

Key facts

  • 24 hours

Why this matters

Apple's alignment with RBI tokenization and recurring rules plus imminent RuPay support sets up bank partnership opportunities and an Apple Pay India entry worth monitoring for competitive positioning.

What to watch

  • RuPay support going live in App Store payment options
  • Bank co-brand or Apple Pay partnership announcements
  • RBI guidance updates on recurring e-mandates and tokenization
  • UPI-on-credit-card volume trends via NPCI
  • Subscription auto-renewal failure/churn rates reported
  • Onboard RuPay to capture domestic card + UPI-credit share
  • Sign tokenization partnerships with HDFC, ICICI, Axis issuers
  • Push recurring-mandate re-authentication flows for iCloud+ subscribers
  • Pilot Apple Pay in-store NFC with premium merchant tie-ups
  • Bundle promos to recover lapsed subscription revenue post-suspension