BankBazaar posts ₹254 crore FY25 revenue, ₹4 crore adjusted EBITDA profit

Chennai-based digital financial marketplace BankBazaar reported FY25 total revenue of ₹254 crore, including ₹249 crore in operating revenue, and adjusted EBITDA profit of ₹4 crore. The company is expanding from product comparison into co-branded cards and AI-led credit-score services.

— Source published Sun, 16 Aug, 2026, 21:25 IST · First seen Sun, 16 Aug, 2026, 21:57 IST · Source Financial Express · BrandWagon

What happened

Indian digital financial marketplace BankBazaar reported FY25 total revenue of Rs 254 crore and adjusted EBITDA profit of Rs 4 crore. The Chennai-founded

Key facts

  • Founded concept in 2007
  • Platform went live in February 2008
  • Raised $134 million across 11 funding rounds
  • FY25 total revenue: Rs 254 crore
  • FY25 operating revenue: Rs 249 crore
  • FY25 adjusted EBITDA profit: Rs 4 crore

Why this matters

BankBazaar’s profitable fintech platform and growing card-plus-credit-data capabilities could make it a relevant partnership or acquisition target for banks, insurers, and consumer-finance ecosystems.

What to watch

  • Disclosure of FY26 revenue growth, operating revenue mix and adjusted EBITDA margin.
  • Number of active co-branded card partners, card issuances, activation rates and spend per active card.
  • Repeat-user rate and conversion from credit-score users into lending, card or insurance products.
  • Customer-acquisition cost relative to lender commissions and card-related recurring revenue.
  • RBI guidance affecting digital lending, credit bureau data usage, co-branded cards or fintech-bank partnerships.
  • Changes in unsecured consumer-credit approval rates, delinquencies and lender marketing budgets.
  • Prioritize co-branded card partnerships with banks and NBFCs that offer recurring interchange and lifecycle cross-sell economics.
  • Bundle free credit-score monitoring with personalized loan, card and insurance recommendations to improve repeat engagement.
  • Use the profitability milestone to pursue selective growth capital or strengthen lender-partner negotiations without relying on discount-led customer acquisition.
  • Increase AI governance, consent management and credit-recommendation transparency as data-use scrutiny rises.
  • Track contribution margin by product line to ensure card expansion does not dilute the newly achieved EBITDA profitability.