BoB Capital upgrades Thangamayil Jewellery to Buy after 71% Q1 revenue growth

BoB Capital Markets has upgraded Tamil Nadu-focused Thangamayil Jewellery to Buy with a ₹6,355 target, implying 28% upside. First-quarter revenue rose 71.2% year-on-year to ₹2,666.4 crore, while net profit climbed 86% to ₹85 crore, supported by store expansion and inventory rotation.

— Source publishedTue, 22 Sept, 2026, 12:35 IST·First seen Tue, 22 Sept, 2026, 12:43 IST·Source Mint · Markets

What happened

BoB Capital upgraded Tamil Nadu-focused jeweller Thangamayil Jewellery to Buy, citing store expansion, inventory rotation and balance-sheet strength. Q1 2026

Key facts

  • Buy target price: ₹6,355 per share
  • Implied upside: 28%
  • Management revenue-growth target: 25%
  • Target EBITDA margin: 6%
  • Q1 2026 net profit: ₹85 crore, up 86% YoY
  • Q1 2026 revenue: ₹2,666.4 crore, up 71.2% YoY
  • Q1 2026 EBITDA: ₹144.6 crore, up 66.2% YoY
  • Q1 EBITDA margin: 5.4% versus 5.6% YoY

Why this matters

The company’s accelerating regional scale and inventory efficiency strengthen its position as a potential consolidation partner or competitive benchmark in South Indian jewellery retail.

What to watch

  • Same-store sales growth versus new-store contribution in the next quarterly update.
  • Gross-margin and EBITDA-margin trend, especially amid gold-price volatility and product-mix changes.
  • Inventory days, gold loan/working-capital requirements and operating cash-flow conversion.
  • Store-opening pace, maturity curve and sales productivity of recent outlets.
  • Festive-season booking trends, wedding demand and regional competitive promotions.
  • Management commentary or analyst revisions to FY revenue, profit and capex guidance.
  • Accelerate store rollout in underpenetrated Tamil Nadu clusters while prioritizing payback periods over headline footprint growth.
  • Maintain tight inventory replenishment and gold-hedging discipline to protect working capital as revenues scale.
  • Use the Buy upgrade and earnings momentum to strengthen vendor terms, local marketing and customer-acquisition spending ahead of the festive and wedding seasons.
  • Monitor whether higher ticket sizes are driven by volume growth, gold-price inflation or mix shift; prioritize studded and higher-margin categories where demand permits.