Cashfree bets on SMEs and cross-border to chase ₹1,000 Cr FY26 revenue

CEO Akash Sinha is steering Cashfree toward a ₹1,000 Cr FY26 topline, doubling SME merchants and cross-border revenue while serving Zepto, BigBasket and OpenAI. But FY25 losses widened to ~₹150 Cr as Razorpay's ₹3,783 Cr scale and agentic AI investments squeeze margins across India's 55+ PA licence holders.

— Filed Sat, 23 May, 2026, 13:33 IST · Source Inc42 · Updated

Cashfree CEO Akash Sinha details strategy to reach ₹1,000 Cr FY26 revenue via SME push (100% growth) and cross-border payments (doubled), serving merchants like Zepto, BigBasket, OpenAI, while Razorpay's ₹3,783 Cr scale and agentic AI bets pressure profitability.

Why this matters

Cashfree is doubling down on SMEs and cross-border to close the gap with Razorpay's ₹3,783 Cr scale, but widening losses signal margin strain as agentic AI investments mount across PA licence holders.

Retail-company signals steady at 1,007 over 90 days, reflecting active corporate moves.

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