EximPe's RBI in-principle nod for cross-border payment aggregator licence resurfaces, from July
Resurfacing a July 2025 move, the startup can expand India-Asia pay-ins and payouts for digital services, e-commerce and B2B trade after receiving in-principle RBI approval. EximPe, which says it has processed $450 million in transactions for 5,000-plus businesses, is targeting 10x growth by FY26.
What happened
EximPe received RBI in-principle approval for a cross-border payment aggregator licence, enabling India-Asia pay-ins and payouts for digital services,
Key facts
- $450 million transactions processed
- 5,000+ SMEs, manufacturers and service providers served
- 10x growth target by end-FY26
- $3.5 million equity funding raised
- Six companies hold full RBI PA-CB licences
What changed
EximPe received RBI in-principle approval for a cross-border payment aggregator licence, enabling India-Asia pay-ins and payouts for digital services, e-commerce and B2B trade. The startup targets 10x growth by FY26.
Why this matters
EximPe’s RBI in-principle approval could give Indian e-commerce sellers and SME exporters a more scalable option for India-Asia collections and payouts.
What to watch
- RBI final licence issuance, operating conditions and any revised cross-border payment aggregator rules.
- Monthly transaction value, active merchant growth and progress toward the stated 10x FY26 target.
- New India-Asia corridor launches and partnerships with banks, marketplaces or large platforms.
- Merchant take-rate trends, FX spreads, settlement times and reported fraud or compliance incidents.
- Competitive moves by cross-border payment aggregators, banks and trade-finance fintechs.