Garware Hi-Tech Films partners with Pine Labs for card-linked EMIs on PPF and detailing

Garware Hi-Tech Films has introduced Pine Labs-enabled card-linked EMI options for PPF, auto window films and detailing solutions across its domestic automotive portfolio. Customers can choose 3-, 6- or 9-month tenures through more than 25 credit-card banks and NBFCs, targeting high-ticket products such as Titanium PPF priced above ₹1.5 lakh.

— Source publishedFri, 11 Sept, 2026, 11:58 IST·First seen Fri, 11 Sept, 2026, 12:03 IST·Source The Hindu BusinessLine

What happened

Garware Hi-Tech Films Limited · Garware Hi-Tech Films partnered with Pine Labs to offer card-linked EMIs at point of sale for PPF, auto window films and

Key facts

  • ₹1.5 lakh
  • 3-month EMI
  • 6-month EMI
  • 9-month EMI
  • 25+ credit-card banks/NBFCs

What changed

Garware Hi-Tech Films partnered with Pine Labs to offer card-linked EMIs at point of sale for PPF, auto window films and detailing products across India, including premium Garware Titanium PPF priced above ₹1.5 lakh.

Why this matters

Card-linked EMIs can help Garware dealers convert more premium PPF and detailing purchases by reducing the upfront cost of products priced above ₹1.5 lakh.

What to watch

  • Share of PPF and detailing invoices financed through Pine Labs within the first two quarters.
  • Financed-ticket uplift versus cash-ticket uplift, especially for Titanium PPF above ₹1.5 lakh.
  • Whether banks provide no-cost EMI campaigns, reduced processing fees or longer tenures during festive and vehicle-purchase periods.
  • Dealer enrollment rate, POS activation reliability and approval rates across the authorized automotive network.
  • Competitor announcements involving EMI, BNPL, insurer-linked protection plans or dealer finance partnerships.