GetVantage raises Rs 63 crore to scale embedded merchant-finance platform
MSME fintech GetVantage has raised Rs 63 crore in a debt-and-equity Series A1 round. The company will scale Capital Gateway, its API platform for embedded financing across B2B ecommerce platforms, marketplaces and logistics hubs.
What happened
MSME fintech GetVantage raised Rs 63 crore in a debt-and-equity Series A1 round to scale Capital Gateway, its API platform for embedded merchant financing
Key facts
- Rs 63 crore
- Series A1
Why this matters
Commerce platforms and logistics hubs may find partnership value in integrating GetVantage’s Capital Gateway to offer merchant financing without building lending infrastructure in-house.
What to watch
- Number and quality of new Capital Gateway platform integrations.
- Growth in merchant originations, repeat borrowing and average loan size.
- Disbursal turnaround time and approval rates for embedded borrowers.
- Delinquency, default and collection trends among MSME cohorts.
- New bank/NBFC lending partnerships and changes in funding costs.
- Competitive launches from marketplaces, payment firms and other MSME lenders.
- RBI guidance affecting digital lending, loan service providers or embedded-credit disclosures.
- Expand API integrations with B2B marketplaces, ecommerce enablers and logistics platforms that have merchant transaction data.
- Use debt capital to increase available working-capital financing while reserving equity funding for technology, underwriting and distribution.
- Build deeper risk models using platform sales, settlement, shipping and invoicing data.
- Pursue lending partnerships with banks and NBFCs to diversify funding capacity and reduce balance-sheet dependence.
- Package financing with platform services such as payments, seller onboarding and logistics to increase merchant conversion.