India retail gold and silver rates fall on 31 August

Retail 24K gold was quoted near ₹154,940 per 10 gm, down 1.22%, while 999 silver was near ₹238,870 per kg, down 1.37%. The decline could ease near-term jewellery purchase costs, though prices remain elevated.

— Source publishedMon, 31 Aug, 2026, 09:26 IST·First seen Mon, 31 Aug, 2026, 09:34 IST·Source Mint · Money

What happened

Indian gold and silver retail market · Indian retail gold and silver prices declined on 31 August amid US-Iran escalation and rate-hike expectations. The move

Key facts

  • 24K gold: ₹154,940 per 10 gm, down 1.22%
  • 999 silver: ₹238,870 per kg, down 1.37%
  • MCX gold: ₹154,496 per 10 gm, down 1.14%
  • MCX silver futures: ₹239,341 per kg, down 1.28%
  • Delhi 24K gold: ₹154,350 per 10 gm
  • Mumbai 24K gold: ₹154,610 per 10 gm

Why this matters

Cheaper near-term bullion inputs could improve the appeal of partnerships or acquisitions in branded jewellery retail, especially for businesses with strong sourcing and inventory discipline.

What to watch

  • Whether gold stays below roughly ₹155,000 per 10 gm for several trading sessions.
  • Further movement in silver below ₹239,000 per kg and its impact on silverware and gifting demand.
  • Festival, wedding and regional auspicious-buying calendars that can amplify a price-led demand response.
  • Rupee movement, global gold prices, interest-rate expectations and geopolitical risk that could reverse the correction.
  • Changes in retailer promotions, making charges, exchange bonuses and booking-plan uptake.
  • Promote limited-period rate-linked jewellery offers while avoiding broad discounts that weaken premium positioning.
  • Push lightweight, lower-ticket and exchange-led collections to convert price-sensitive footfall.
  • Refresh digital rate messaging daily and use price-lock or booking options to reduce shopper hesitation.
  • Review inventory and hedge coverage, especially for silver-heavy assortments where price swings can be sharper.
  • Track store enquiries, bookings, exchange volumes and average ticket size versus pre-decline levels.