India’s payment firms build AI commerce rails as e-commerce platforms hold back
Indian payments companies are developing transaction infrastructure for AI agents, but e-commerce platforms remain wary of opening discovery and checkout flows over disintermediation, margin and security concerns. Executives expect fully autonomous commerce to be at least two to three years away.
What happened
India digital payments companies · Indian payments firms are building AI-agent transaction rails but say e-commerce platforms are reluctant to open discovery
Key facts
- 2-3 years
- India has a dozen digital marketplaces
Why this matters
Payments firms and commerce platforms should pursue partnerships around secure agent authentication, consent and settlement before attempting to disintermediate marketplace discovery.