Jefferies sees up to 25% upside in Paytm, Groww, PB Fintech and two lenders

Jefferies has rated Paytm, Groww, PB Fintech, AU Small Finance Bank and Poonawalla Fincorp Buy, projecting operating-profit CAGR above 25% over three years. Its targets imply 14% to 25% upside, led by Poonawalla Fincorp.

— Source publishedMon, 14 Sept, 2026, 12:13 IST·First seen Mon, 14 Sept, 2026, 12:30 IST·Source Financial Express · BrandWagon

What happened

Jefferies rated Paytm, Groww, PB Fintech, AU Small Finance Bank and Poonawalla Fincorp Buy, forecasting at least 25% operating-profit CAGR. Paytm’s outlook

Key facts

  • Jefferies forecasts over 25% operating-profit CAGR for all five companies over three years
  • Groww target price Rs 240; 23% upside; FY26-FY29 net-profit CAGR 30%
  • Paytm target price Rs 2,100, raised from Rs 1,600; 20% upside; FY26-FY29 revenue CAGR 25%
  • Paytm net profit estimated at Rs 5,523 million in FY26 and Rs 35,410 million in FY29
  • PB Fintech target price Rs 2,050; 14% upside; FY26-FY29 revenue CAGR 31%

What changed

Jefferies rated Paytm, Groww, PB Fintech, AU Small Finance Bank and Poonawalla Fincorp Buy, forecasting at least 25% operating-profit CAGR. Paytm’s outlook hinges on merchant monetisation, potential UPI MDR, credit, wealth and AI/cloud opportunities.

Why this matters

Jefferies sees 14% to 25% upside across Paytm, Groww, PB Fintech, AU Small Finance Bank and Poonawalla Fincorp, supported by expected operating-profit CAGR above 25% over the next three years.