Kissht Q1 FY27 profit rises 59% YoY to ₹95.1 crore

Recently listed NBFC Kissht reported Q1 FY27 consolidated operating revenue of ₹669.5 crore, up 45% year-on-year, while net profit increased 16% sequentially from ₹82.2 crore.

— Source publishedWed, 29 Jul, 2026, 20:58 IST·First seen Wed, 29 Jul, 2026, 21:29 IST·Source Inc42 · Buzz

What happened

Recently listed Indian NBFC Kissht reported Q1 FY27 consolidated net profit of ₹95.1 crore, up 59% year-on-year, as operating revenue rose 45% to ₹669.5 crore.

Key facts

  • Q1 FY27 consolidated net profit ₹95.1 crore, up 59% YoY from ₹59.7 crore
  • Net profit up about 16% QoQ from ₹82.2 crore
  • Operating revenue ₹669.5 crore, up 45% YoY and 8% QoQ
  • Other income ₹7.1 crore
  • Total income ₹676.5 crore
  • Total expenses ₹548.9 crore
  • Tax expenses ₹32.6 crore, up 63% YoY

Why this matters

Kissht’s accelerating profitability and recently listed status make it a more credible potential partner for retailers, fintechs, and distribution-led lending collaborations.

What to watch

  • Sequential movement in gross and net NPAs, write-offs, collection efficiency and credit-cost ratio.
  • Loan-book/AUM growth relative to the 45% operating-revenue growth rate.
  • Net interest margin, cost of funds and the mix of bank, NBFC and capital-market borrowings.
  • Operating-expense ratio and customer-acquisition costs as the company scales.
  • Regulatory developments affecting digital lending, data-sharing, first-loss arrangements or unsecured consumer credit.
  • Management commentary on FY27 growth targets, provisioning policy and profitability sustainability.
  • Increase focus on loan-book growth, disbursements, assets under management and borrower-repeat metrics in subsequent quarterly disclosures.
  • Use the stronger profit base to pursue lower-cost funding, diversify lenders and potentially reduce reliance on expensive wholesale borrowings.
  • Maintain tighter underwriting and collections investment to prevent early-stage delinquencies from rising after rapid originations.
  • Expand cross-sell and merchant or platform partnerships to raise customer lifetime value without proportionately increasing acquisition costs.

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