Kochi-based CoFee targets pan-India growth for education fee payments

CoFee, built by KeyValue Software Systems, is expanding beyond five states with a WhatsApp- and app-led platform for school fee collection, reminders, receipts, attendance-linked billing and accounting integrations.

— Source publishedTue, 21 Jul, 2026, 11:39 IST·First seen Tue, 21 Jul, 2026, 12:10 IST·Source Business Today · Latest

What happened

Kochi-based CoFee, built by KeyValue Software Systems, is expanding nationally after entering more than five states. Its WhatsApp- and app-based platform

Key facts

  • Founded in 2016
  • Expanded into more than five states

Why this matters

CoFee could be a partnership or acquisition candidate for fintech, ERP or edtech platforms seeking WhatsApp-led payment workflows, attendance-linked billing and accounting integrations.

What to watch

  • Disclosure of number of schools, students, payment volume, take rate or recurring SaaS revenue.
  • Named school-chain, ERP, bank, payment-gateway or state education partnerships.
  • Evidence of expansion into additional states, especially Hindi-speaking and tier-2 markets.
  • Changes in convenience-fee policies, UPI transaction economics or school fee-payment regulations.
  • Customer references showing lower overdue fees, reduced cash handling or administrative cost savings.
  • Competitive responses from school ERP providers, payment aggregators and large consumer payments platforms.
  • Build state-level school-sales partnerships with education consultants, school associations and local implementation partners.
  • Add integrations with dominant school ERPs, accounting packages and bank/payment rails to reduce migration barriers.
  • Use attendance, transport, hostel, meal and examination fees to expand beyond tuition collection and raise per-school revenue.
  • Offer parent-facing incentives such as flexible payment schedules, multilingual communication and automated receipt retrieval.
  • Target chains of private schools and education groups to accelerate multi-campus deployments.