NPCI lifts UPI cap to ₹2 lakh in Europe, widens global acceptance to eight more countries

NPCI has set UPI's per-day and per-transaction limit at ₹2 lakh across Europe while extending acceptance to eight additional countries. The move strengthens cross-border rails for Indian merchants and lifts ceilings relevant to travel, jewellery and credit card retail categories already operating at ₹5–10 lakh domestically.

— Source publishedFri, 15 May, 2026, 16:29 IST·First seen Fri, 15 May, 2026, 16:34 IST·Source Mint · Money

What happened

NPCI raised UPI Global Acceptance per-transaction and per-day limit to ₹2 lakh in Europe and added eight more countries, expanding cross-border payment rails

Key facts

  • ₹2 lakh per-day/per-transaction Europe
  • ₹10 lakh domestic
  • ₹5 lakh credit card
  • ₹6 lakh daily jewellery

Why this matters

Evaluate partnerships with NPCI-integrated PSPs and acquirers in the eight newly enabled markets to lock in cross-border UPI acceptance ahead of competitors expanding NRI and tourist-facing retail footprints.

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