NTT Data Payments targets UPI links with Asian fast-payment networks

NTT Data Payment Services is developing a hub-based network to connect UPI with fast-payment systems across Asian markets, seeking to simplify cross-border merchant and consumer payments. The company has also introduced Adaptis as its unified digital-payments brand.

— Source publishedFri, 31 Jul, 2026, 06:00 IST·First seen Fri, 31 Jul, 2026, 06:09 IST·Source Times of India · Business

What happened

NTT Data Payment Services is developing a hub-based network to link UPI with fast-payment systems in Asian markets, aiming to simplify cross-border merchant and

Key facts

  • 2018

Why this matters

Payment platforms, banks and merchants should assess partnership opportunities around NTT Data Payments’ Adaptis network as UPI interoperability expands across Asian markets.

What to watch

  • Named fast-payment-network or central-bank partnership announcements.
  • Launch of live reciprocal QR-payment corridors, rather than only outbound UPI acceptance.
  • Merchant-acquirer integrations and published merchant-acceptance footprints.
  • Regulatory approvals covering FX conversion, settlement, data handling and AML/KYC responsibilities.
  • Transaction-volume disclosures, active merchant counts, payment-success rates and cross-border settlement times.
  • Whether Adaptis wins bank or enterprise clients beyond NTT Data's existing payments base.
  • Competing interoperability moves from NPCI International, Visa, Mastercard, Ant Group/Alipay+, ACI Worldwide and domestic payment switches.
  • Pursue bilateral integrations with fast-payment operators in high Indian-traveler markets such as Singapore, Thailand, Malaysia, Indonesia and the UAE.
  • Sign merchant-acquiring and bank partnerships to distribute QR acceptance without requiring merchants to change point-of-sale systems.
  • Package Adaptis as a unified offering for payment orchestration, fraud controls, compliance screening, FX conversion and settlement reconciliation.
  • Seek alignment with NPCI International and local central banks on scheme rules, reciprocity, customer authentication and transaction limits.
  • Target airports, hospitality, duty-free, tourism, education, healthcare and cross-border e-commerce as early merchant-acquisition verticals.