Paytm shares slip after Q1 profit; analyst flags ₹1,250 buy-on-dips level

One 97 Communications reported Q1 FY26 net profit of more than ₹220 crore and revenue of about ₹2,448 crore, up nearly 8%. Paytm shares fell over 2% after the results, with an analyst citing ₹1,250 as a potential buy-on-dips level.

— Source publishedTue, 21 Jul, 2026, 13:05 IST·First seen Tue, 21 Jul, 2026, 14:01 IST·Source Business Today · Latest

What happened

Paytm (One 97 Communications) · Paytm reported over Rs 220 crore Q1 FY26 net profit and about 8% revenue growth to Rs 2,448 crore. Shares fell over 2% after

Key facts

  • Net profit: over Rs 220 crore
  • Revenue: about Rs 2,448 crore, up nearly 8%
  • Share price: Rs 1,317.35, down 2.27% at 12:32 pm
  • NSE share price: Rs 1,317.80, down 2.20%
  • Suggested buy-on-dips level: around Rs 1,250
  • Key resistance: Rs 1,400
  • Potential upside targets: Rs 1,600 and above
  • Stock rose from roughly Rs 1,100 to Rs 1,400 in 2-3 weeks

Why this matters

Paytm’s return to meaningful profitability strengthens its strategic flexibility for partnerships, product investment and potential inorganic opportunities, though the post-results share decline signals continued market caution.

What to watch

  • Revenue growth re-accelerating above the reported roughly 8% pace in the next quarter
  • Confirmation that net profit is predominantly operating and repeatable
  • Merchant subscription and financial-services revenue growth
  • Lending distribution volume, partner-bank concentration and delinquency trends
  • Any RBI, NPCI or payments-bank related regulatory developments
  • Daily close below or recovery above the ₹1,250 support area
  • Scrutinise the composition of ₹220+ crore profit, including any exceptional, accounting or non-core gains.
  • Track merchant subscription revenue, device deployments and payment-processing margins for proof of recurring monetisation.
  • Watch whether lending-partner disbursals and credit-quality commentary improve without increasing balance-sheet or regulatory risk.
  • Expect management to emphasise sustainable EBITDA/profitability and cross-selling to merchants rather than aggressive customer incentives.
  • Monitor institutional flows near ₹1,250; a sustained rebound there would reinforce the buy-on-dips narrative.