PC Jeweller clears over 98% of bank debt, targets debt-free status in September

PC Jeweller said it has repaid 12 of 14 consortium banks and discharged more than 98% of its outstanding bank debt. Jewellery stocks traded mixed, with PC Jeweller gaining while Titan and BlueStone declined.

— Source publishedWed, 23 Sept, 2026, 15:19 IST·First seen Wed, 23 Sept, 2026, 15:36 IST·Source NDTV Profit

What happened

PC Jeweller said it has cleared debt with 12 of 14 consortium banks and repaid over 98% of outstanding bank debt, targeting debt-free status in September.

Key facts

  • PC Jeweller repaid debt to 12 of 14 consortium banks
  • More than 98% of PC Jeweller's outstanding bank debt discharged
  • Less than 2% of debt remains
  • PC Jeweller shares at Rs 14.57; intraday high Rs 14.86 and low Rs 13.64
  • Titan down 1.21% to Rs 4,869

What changed

PC Jeweller said it has cleared debt with 12 of 14 consortium banks and repaid over 98% of outstanding bank debt, targeting debt-free status in September. Jewellery shares were mixed, with Titan and BlueStone declining while Thangamayil and Kalyan gained.

Why this matters

PC Jeweller’s near-complete debt repayment should improve supplier confidence, inventory flexibility and store-level operating stability ahead of its September debt-free target.

What to watch

  • Confirmation of full debt-free status and release of all bank security/charges.
  • Quarterly finance-cost decline, operating cash-flow improvement and working-capital trends.
  • Inventory levels, gold-stock availability and supplier payment terms after bank-debt closure.
  • Same-store sales growth, new-store openings and festive-season demand performance.
  • Any equity raise, promoter funding, asset sale or refinancing used to fund residual repayments or expansion.