Per Annum targets Rs10,000 crore AUM by 2028 as retail investors diversify
Alternative-investment platform Per Annum says it has reached Rs1,500 crore in AUM and is targeting Rs10,000 crore by 2028, scaling P2P lending, private credit and fractional real estate products for retail investors.
What happened
Indian alternative-investment platform Per Annum has reached Rs 1,500 crore AUM and targets Rs 10,000 crore by 2028, expanding P2P lending, private credit and
Key facts
- Rs 1,500 crore AUM as of August 2026
- 400% AUM growth in the last 12 months
- More than Rs 12,500 crore lifetime capital deployed
- Rs 10,000 crore AUM target by 2028
- Approximately 6.7x AUM increase required over two years
What changed
Indian alternative-investment platform Per Annum has reached Rs 1,500 crore AUM and targets Rs 10,000 crore by 2028, expanding P2P lending, private credit and fractional real estate offerings for retail investors.
Why this matters
Per Annum’s push into P2P lending, private credit and fractional real estate signals rising competition for affluent retail investors’ wallets beyond traditional savings and equity products.
What to watch
- Quarterly net inflows, active-investor count and repeat-investment rates versus headline AUM growth.
- Credit delinquency, defaults, recovery rates and realized investor returns in P2P and private-credit portfolios.
- Evidence of retail redemption pressure or delayed exits in fractional real-estate offerings.
- Regulatory changes affecting P2P lending, fractional ownership, product suitability, advertising or retail participation limits.
- New distribution partnerships with banks, brokerages, wealth platforms or large fintechs.