Pine Labs swings to first annual profit; guides 21-23.5% FY27 revenue growth

Merchant payments platform Pine Labs reported FY PAT of ₹113 crore versus a ₹145 crore loss, with adjusted EBITDA up 55% to ₹560 crore and operating cash flow of ₹400 crore. CFO flags affordability/EMI rails, payment gateway scale-up, and SEA/Middle East/US expansion as growth engines. Stock still down 43% YoY.

— Source publishedWed, 27 May, 2026, 14:17 IST·First seen Wed, 27 May, 2026, 14:22 IST·Source CNBC-TV18 · Companies

What happened

Pine Labs posted first full-year profit of ₹113 crore versus ₹145 crore loss, with EBITDA up 55% to ₹560 crore. CFO guides 21-23.5% FY27 revenue growth driven

Key facts

  • Revenue Q4: ₹701 crore
  • Net profit Q4: ₹59 crore
  • Margin: 12%
  • FY PAT: ₹113 crore vs loss ₹145 crore
  • Adjusted EBITDA: ₹560 crore (+55%)
  • Operating cash flow: ₹400 crore
  • FY27 revenue growth guidance: 21-23.5%
  • Working capital: 45 days from 60
  • International contributes 15% of topline
  • Market cap: ₹16,317 crore
  • Stock down 43% YoY