Razorpay Reverse-Flips Domicile To India Ahead Of Planned IPO

Payment rails provider Razorpay has shifted its domicile from the US back to India as it preps a listing on Indian markets, following reverse-flip moves by PhonePe and Groww.

— FiledWed, 8 Jul, 2026, 14:03 IST·First seen Wed, 8 Jul, 2026, 14:02 IST·Source Inc42 · Quick Commerce

What happened

Razorpay, an Indian payment rails provider, shifted its domicile from the US back to India ahead of a planned IPO on Indian markets, mirroring reverse-flip

Why this matters

The reverse-flip trend confirms India as the preferred domicile and exit venue for fintechs, reshaping how M&A and pre-IPO structuring should be planned for domestic payment players.

What to watch

  • DRHP filing with SEBI
  • NCLT approval of domicile merger scheme
  • Disclosed one-time redomicile tax charge magnitude
  • RBI payment-aggregator regulatory updates or fee-cap moves
  • PhonePe/Groww IPO pricing as valuation benchmark
  • Razorpay to finalize NCLT-approved merger scheme and settle exit-tax liabilities
  • Appoint IPO bankers and begin pre-DRHP financial cleanup toward profitability optics
  • Peer fintechs (Pine Labs, Meesho, Groww) to signal or accelerate own reverse-flip plans
  • Existing US/SG investors to restructure holdings for Indian tax-residency compliance