Rising cotton and operating costs set to trim organised apparel retailers’ margins

Crisil forecasts 12–13% revenue growth for organised apparel retailers this fiscal, down from about 15% last year, while operating margins may fall roughly 100 bps to around 14%. Value fashion, smaller-city expansion and festive demand remain key growth levers.

— Source publishedFri, 11 Sept, 2026, 00:35 IST·First seen Fri, 11 Sept, 2026, 00:40 IST·Source ET Small Business

What happened

India organised apparel retailers · Crisil expects Indian organised apparel retail growth to moderate as cotton and operating costs compress margins. Value

Key facts

  • Revenue growth projected at 12-13% this fiscal, versus about 15% last fiscal
  • Operating margins projected to decline by about 100 basis points to around 14%
  • Analysis covers 41 organised apparel retailers representing about 28% of the organised apparel market
  • Value/fast fashion and mid-premium segments priced below ₹2,500 contribute nearly two-thirds of revenue
  • Value fashion revenue share increased to 46% from 39% over the past three fiscals

What changed

Crisil expects Indian organised apparel retail growth to moderate as cotton and operating costs compress margins. Value fashion, smaller-city expansion and omnichannel investment remain growth drivers, while festive demand will be pivotal for annual sales.

Why this matters

Organised apparel retail should sustain healthy 12–13% growth, but a roughly 100-bps margin decline makes cost control and value-segment exposure key differentiators.

What to watch

  • Domestic and global cotton-price movement during key buying and procurement windows.
  • Festive-season same-store sales growth, footfall and full-price sell-through.
  • Gross-margin trends, inventory days and markdown intensity in quarterly results.
  • Consumer downtrading toward value fashion and private-label penetration.
  • Store-opening pace and sales productivity in smaller cities.