Samsung debuts 'Galaxy Forever' ownership model in India to make flagships more accessible

Buyers pay 50% of device cost via 12 no-cost EMIs with one-year assured 50% buyback, bundling Samsung Care+ worth Rs 13,999 and Return/Retain/Upgrade options. Available online and across 1,500+ retail outlets.

— FiledMon, 29 Jun, 2026, 23:25 IST·First seen Mon, 29 Jun, 2026, 23:24 IST·Source Times of India · Business

What happened

Samsung launched 'Galaxy Forever' ownership model in India, letting buyers pay 50% of flagship cost via 12 no-cost EMIs with one-year assured buyback. Available

Key facts

  • 50% device cost
  • 12 no-cost EMIs
  • 50% assured buyback
  • 1,500+ retail outlets
  • Rs 13,999 Care+ value
  • 13 months

Why this matters

The assured 50% buyback and Care+ integration signal Samsung building a captive trade-in and refurbished-device pipeline, opening partnership or acquisition angles in fintech-EMI, insurance, and reverse-logistics players.

What to watch

  • Competitor launch of matching buyback/EMI bundle within 90 days
  • Buyback take-rate disclosures or change in 50% residual guarantee terms
  • Care+ claim ratios straining bundle economics
  • Expansion of scheme to A-series or other markets (SEA, LATAM)
  • Track Samsung Q-on-Q premium (S-series/Z-series) unit mix in India
  • Monitor NBFC/lender partner exposure and default assumptions on buyback liability
  • Watch Apple India partner financing response and trade-in value adjustments
  • Assess refurb resale channel buildout (Samsung CPO storefronts, partner platforms)