Visa India backs trusted AI agents, tokenised payments for agentic commerce

Visa India is positioning Visa Intelligent Commerce, AI-agent verification, tokenised payments and biometric Payment Passkeys as trust infrastructure for India’s emerging agent-led shopping and payments ecosystem.

— Source publishedTue, 15 Sept, 2026, 11:41 IST·First seen Tue, 15 Sept, 2026, 11:46 IST·Source ET Small Business

What happened

Visa India plans to support agentic commerce through Visa Intelligent Commerce, trusted AI-agent identification and certification, tokenised payments, and

Key facts

  • September 8-11, 2026

Why this matters

Evaluate partnerships or acquisitions in AI-agent identity, consent management, tokenisation and biometric authentication to secure a role in emerging agent-led payment flows.

What to watch

  • Named Indian bank, wallet, marketplace or AI-assistant launches using Visa Intelligent Commerce or verified-agent payment credentials.
  • RBI, NPCI or industry guidance on delegated payment authority, AI-agent identity, consumer consent and liability allocation.
  • Issuer disclosures showing growth in tokenized credentials, passkey-enabled authentication or card-not-present fraud reductions.
  • Merchant checkout integrations that identify an AI agent separately from the consumer and support agent-specific controls.
  • High-profile fraud, mistaken-purchase or chargeback incidents involving AI agents, which could accelerate regulation or suppress adoption.
  • UPI AutoPay, credit-on-UPI or wallet providers introducing competing delegated-agent payment capabilities.
  • Pilot verified-AI-agent credentials with Indian issuers, leading merchants and consumer AI platforms.
  • Define transaction-level controls including merchant-category restrictions, spending caps, recurring-payment permissions and step-up biometric approval.
  • Push common liability, dispute-resolution and audit standards for transactions initiated by agents.
  • Bundle tokenization and Payment Passkeys into issuer wallet upgrades to increase card credential readiness before agentic checkout scales.
  • Target travel, grocery replenishment, food delivery and marketplace purchases, where repeat intent and structured purchase parameters make delegated buying easier to govern.