TransUnion CIBIL
Signals mentioning TransUnion CIBIL
- Formal credit access in India doubles to 74%, widening retail financing base
- India’s formal retail-credit access rises from 35% to 74% in nine years
- CIBIL flags slower credit-active consumer growth as India’s credit penetration nears 28%
- Credit growth in UP, MP and Bihar expands the financed consumer-durables market
- UP, MP and Bihar emerge as India’s new credit-growth engines
- TransUnion CIBIL maps Indian credit-cardholder personas and usage patterns
- Indian banks deepen card usage within existing base as unique cardholders lag total cards
- UPI and personal loans erode credit-card dominance in Indian wallets: CIBIL
- Credit cards lose ground to UPI, small-ticket loans: CIBIL
- India credit card penetration stalls at 25%; just 5.2 crore holders despite Rs 3.1 lakh crore outstanding