Bajaj Finance Q1 AUM Jumps 24% to Rs 5.46 Lakh Crore, New Loans Up 20%
Bajaj Finance's Q1 FY27 update shows assets under management up 24% YoY to Rs 5.46 lakh crore, with Rs 36,900 crore added in the quarter. New loans booked rose 20% to 16.13 million and the customer base expanded to 124.43 million, signaling resilient consumer credit demand for retail financing.
What happened
Bajaj Finance's Q1 FY27 update shows AUM up 24% YoY to Rs 5.46 lakh crore, new loans up 20%, and customer base expanding to 124.43 million, signaling resilient
Key facts
- AUM Rs 5.46 lakh crore
- AUM up 24% YoY
- Rs 36,900 crore added in Q1
- 124.43 million customers
- 5.10 million new customers
- new loans 16.13 million, up 20%
- deposit book Rs 68,500 crore
Why this matters
Bajaj Finance's expanding retail-financing footprint strengthens its position for partnership, distribution, and cross-sell deals across the consumer credit ecosystem.
What to watch
- GNPA/NNPA and credit cost prints in detailed earnings
- RBI policy on rates and unsecured lending norms
- Net interest margin direction quarter-over-quarter
- Customer acquisition cost vs cross-sell monetization
- Peer NBFC AUM updates confirming sector-wide demand
- Watch full Q1 FY27 results for NIM, credit cost, and Stage-2/3 asset trends
- Analyst target revisions and guidance reaffirmation post management commentary
- Positioning shift in NBFC basket vs private banks on rate-cut expectations
- Deposit and borrowing cost trajectory as funding mix influences spreads