Bajaj Finance Q1 profit rises 27%; customer base reaches 124.4 million

Bajaj Finance reported Q1FY27 net profit of Rs 5,985.75 crore, up 27% year on year, as AUM grew 24% to Rs 5.47 lakh crore. It added 16.13 million loans and 5.10 million customers during the quarter, expanding consumer-finance capacity for retail purchases.

— Source publishedFri, 31 Jul, 2026, 10:08 IST·First seen Fri, 31 Jul, 2026, 10:27 IST·Source Business Today · Latest

What happened

Bajaj Finance beat Q1FY27 estimates as net profit rose 27% and AUM grew 24%. The lender added 16.13 million loans and 5.10 million customers, supporting

Key facts

  • Shares rose 6.24% to Rs 1,122
  • Q1FY27 net profit rose 27% YoY to Rs 5,985.75 crore
  • Revenue rose 20% YoY to Rs 23,165 crore
  • Net interest income rose 23% YoY to Rs 12,571 crore
  • AUM rose 24% to Rs 5,46,944 crore
  • Added Rs 36,969 crore in AUM, 16.13 million loans and 5.10 million customers
  • Customer franchise reached 124.43 million

Why this matters

With a 124.4 million-customer franchise and rapid loan additions, Bajaj Finance is an increasingly valuable payments-and-credit partner or ecosystem target for retailers seeking embedded consumer financing.