Digital gold platforms form DPMACI, a self-regulator chaired by Nirupama Soundararajan

PhonePe, CRED, BharatPe, MobiKwik, Paytm, MMTC-PAMP, SafeGold and Augmont are among founding members of DPMACI, which mandates 1:1 physical metal backing, independent audits, custodians and an Ombudsman framework for India's fast-growing digital bullion market.

— FiledMon, 11 May, 2026, 15:35 IST·First seen Thu, 14 May, 2026, 22:46 IST·Source Entrackr · Newsletter

What happened

India's digital gold and silver players launched DPMACI, a self-regulatory body chaired by Nirupama Soundararajan, mandating 1:1 metal backing, independent

Key facts

  • 90% UPI share
  • 1:1 physical backing

Why this matters

Consolidation likely accelerates as sub-scale platforms struggle with audit and custodian overhead—scout tuck-in targets among non-DPMACI players and lock in custodian/refiner partnerships before terms harden.