Kalyan Jewellers launches ATM brand in Chennai, plans four more Tamil Nadu stores

Kalyan Jewellers has opened a 25,000 sq ft Chennai showroom for its Tamil Nadu-focused Akshaya Thanga Maligai (ATM) brand. The retailer plans four additional state stores within six months and ₹300 crore in investment this financial year.

— Source publishedFri, 31 Jul, 2026, 07:30 IST·First seen Fri, 31 Jul, 2026, 07:38 IST·Source The Hindu BusinessLine

What happened

Kalyan Jewellers has launched Tamil Nadu-focused brand Akshaya Thanga Maligai (ATM), opening a 25,000 sq ft Chennai showroom and planning four more state stores

Key facts

  • First ATM showroom: 25,000 sq ft
  • Four additional ATM stores planned in Tamil Nadu
  • Store rollout timeline: next six months
  • Investment: ₹300 crore this financial year
  • ATM is Kalyan's third brand

Why this matters

ATM gives Kalyan a state-focused platform that could strengthen its position against entrenched regional jewellers and make local partnerships or acquisitions more strategically relevant.

What to watch

  • Whether all four announced stores open on schedule and whether the ₹300 crore annual investment is fully deployed.
  • Comparable sales and sales-per-square-foot disclosure for ATM versus Kalyan's existing Tamil Nadu network.
  • Evidence of incremental customer acquisition versus migration from Kalyan-branded stores.
  • Further ATM openings in Coimbatore, Madurai, Tiruchirappalli, Tirunelveli or other tier-2 Tamil Nadu markets.
  • Promotional intensity and expansion responses from Tanishq, Joyalukkas, Malabar Gold, Sree Kumaran Thangamaligai and other local chains.
  • Gold-price volatility, which can affect consumer purchase timing, inventory funding and exchange-led demand.
  • Any indication that Kalyan is adapting the ATM model for other state-specific brands or considering additional regional acquisitions.
  • Open the remaining four Tamil Nadu stores within six months, likely prioritizing high-jewellery-demand cities beyond Chennai.
  • Deploy Tamil-language, wedding-season and festival-led marketing to establish ATM as a locally rooted brand rather than a Kalyan sub-format.
  • Increase localized gold, diamond and lightweight collection assortments, including designs calibrated to Tamil bridal preferences.
  • Use the Chennai flagship as a high-visibility inventory and fulfillment hub for nearby stores and omnichannel orders.
  • Respond to regional competitors with exchange offers, gold-rate promotions, loyalty initiatives and higher local advertising spend.
  • Track ATM separately on sales per square foot, gross margin, repeat customers and cannibalization of existing Kalyan locations before widening rollout.