Lok Sabha clears bill allowing MDR provision for specified UPI and RuPay transactions

The bill permits the government to revisit zero-MDR rules for specified UPI and RuPay payments, potentially reshaping merchant payment costs. It also extends tax incentives for foreign electronics manufacturers and component warehousing in India through FY2040-41.

— Filed Thu, 6 Aug, 2026, 16:04 IST · Source Times of India · Business · Updated

Lok Sabha cleared a bill enabling the government to revise zero-MDR rules for specified UPI and RuPay transactions, while extending tax incentives for foreign electronics manufacturers and component warehousing in India through FY2040-41.

Why this matters

The bill follows signals on possible MDR changes for UPI payments above ₹2,000 and estimates that merchant fees could generate ₹13,500–16,000 crore for apps and banks.

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