MobiKwik Wins RBI In-Principle Nod For Offline Payment Aggregator Licence

RBI's in-principle PA-Physical approval clears MobiKwik to onboard offline merchants directly, complementing Zaakpay's online PA licence and a recent NBFC nod. CEO Bipin Preet Singh is targeting a 10x merchant business by FY28. Shares rose 3.7% to ₹198.40 on the news.

— Source publishedTue, 26 May, 2026, 15:50 IST·First seen Tue, 26 May, 2026, 15:53 IST·Source Inc42 · Buzz

What happened

Mobikwik · MobiKwik received RBI in-principle approval for a payment aggregator-physical (PA-P) licence, enabling expansion into offline merchant payments. CEO

Key facts

  • ₹4.4 Cr Q4 FY26 net profit
  • ₹288.7 Cr revenue
  • 7.8% revenue growth
  • 10x merchant growth target by FY28
  • shares up 3.7% at ₹198.40

Why this matters

The triple-licence stack makes MobiKwik a more credible consolidator or partner for offline-heavy SaaS, POS, and lending players seeking a regulated distribution arm in India's omni-channel merchant stack.

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