PB Fintech to buy out MyLoancare minority stake; injects Rs 11 crore into two units
Policybazaar parent PB Fintech has won in-principle approval to acquire the remaining 20% of MyLoancare Ventures for up to Rs 5 crore. It also approved a Rs 10 crore capital infusion into PB Wheels and Rs 1 crore for PB Financial Account Aggregator, consolidating its lending and mobility-finance ecosystem.
What happened
PB Fintech secured in-principle approval to buy MyLoancare’s remaining 20% stake for up to Rs 5 crore and approved Rs 11 crore of funding for PB Wheels and its
Key facts
- Acquire remaining 20% stake in MyLoancare for up to Rs 5 crore
- Rs 10 crore infusion in PB Wheels
- Rs 1 crore infusion in PB Financial Account Aggregator
- MyLoancare FY26 turnover: Rs 82 lakh, down 90.6% from Rs 8.7 crore in FY24
- PB Fintech Q1 FY27 PAT: Rs 163 crore, up 92% YoY
- PB Fintech Q1 FY27 operating revenue: Rs 1,888 crore, up 40% YoY from Rs 1,348 crore
Why this matters
Buying the remaining MyLoancare stake removes minority-owner complexity and strengthens PB Fintech’s ability to coordinate lending, vehicle finance, and consented financial-data capabilities.
What to watch
- Completion timing and final consideration for the MyLoancare acquisition.
- Growth in loan disbursals, lender additions and conversion rates disclosed by PB Fintech.
- PB Wheels partnerships with auto dealers, OEMs, banks or NBFCs.
- Account Aggregator user-consent volumes, data-fetch success rates and monetization disclosures.
- Changes in lending-market regulation, digital-lending compliance or account-aggregator rules.
- Whether management signals further capital injections into lending or mobility-finance subsidiaries.
- Complete the MyLoancare minority buyout and align its product, technology and operating teams with Policybazaar's lending platform.
- Expand account-aggregator consent flows to improve pre-qualified loan offers, lender matching and fraud/risk checks.
- Use PB Wheels funding to deepen OEM, dealer and NBFC/bank partnerships for vehicle-loan distribution.
- Bundle motor insurance, loan protection and servicing offers around vehicle-finance journeys.
- Pursue additional tuck-in acquisitions or minority-stake consolidations in lending, credit-data or distribution adjacencies.