Razorpay resurfaces August 2026 launch of Vulcan AI with NVIDIA and AWS to lift payment success and fraud detection
Razorpay's payments foundation model went live in August 2026 with Blinkit, Bachatt and redBus, using transaction-level signals to optimise routing, checkout personalisation and fraud controls. The company claims an 8–10% lift in payment success rates and more completed UPI purchases.
What happened
Razorpay launched Vulcan, a payments AI foundation model built with NVIDIA and AWS, to improve routing, checkout and fraud detection. Live with Blinkit, Bachatt
Key facts
- Nearly 3 trillion data points
- 4 billion payments
- 8-10% improvement in payment success rates
- 8 times more international card fraud detected
- 5 times more fraudulent or disputed transactions identified
- 40% more shoppers see their preferred UPI app
- Additional 1-2 lakh purchases completed monthly
- About 3,000 signals evaluated per transaction
- Internal study: 1.5 million shoppers and over 51,000 businesses
- India digital e-commerce market projected at $350 billion by 2030
Why this matters
Razorpay’s NVIDIA and AWS-backed model makes payment-data capabilities a strategic partnership and acquisition priority for platforms seeking differentiated checkout performance, UPI conversion and cross-border fraud controls.