Reliance Industries eyes ₹10,000 crore debt raise as issuers tap bank liquidity

Reliance Industries is reportedly planning a ₹10,000 crore, 10-year bond issue next week at an estimated 7.85%–7.90% coupon, joining companies moving to secure funding ahead of the RBI’s October 7 policy decision.

— Source publishedThu, 24 Sept, 2026, 23:46 IST·First seen Thu, 24 Sept, 2026, 23:54 IST·Source ET Small Business

What happened

Reliance Industries is likely to raise ₹10,000 crore through 10-year debt next week at a 7.85-7.90% coupon, joining Adani Airport Holdings and other issuers

Key facts

  • ₹10,000 crore
  • 10-year maturity
  • 7.85-7.90% coupon rate
  • ₹14,500 crore
  • ₹1,000 crore
  • 3-year maturity
  • 8.96% rate
  • ₹6,000 crore
  • ₹500 crore
  • 7-year maturity
  • October 7

Why this matters

A successful long-tenor raise would bolster Reliance’s capital availability for investments or acquisitions, though deal teams should weigh the added leverage against expected returns.

What to watch

  • Final issue size, coupon, credit spread versus comparable AAA corporate bonds and subscription levels.
  • RBI October 7 policy decision, liquidity commentary and outlook for system rates.
  • Reliance disclosures on debt maturity profile, net debt, finance costs and stated use of proceeds.
  • Jio capex requirements, 5G monetization trends and any major spectrum-related funding needs.
  • Reliance Retail store additions, quick-commerce/logistics investment, supplier-credit needs and acquisition activity.
  • Corporate bond issuance volumes and bank deposit/liquidity conditions after the RBI decision.
  • Launch and price the ₹10,000 crore 10-year bond issue, with investor demand determining final coupon and potential greenshoe size.
  • Use proceeds for a mix of refinancing, general corporate purposes and long-duration capex rather than immediate retail operating expenses.
  • Increase reliance on bank facilities for shorter-duration working capital as bond funding extends average debt maturity.
  • Potentially return to domestic debt markets if peer issuance validates strong institutional appetite before RBI policy guidance.