Supra Pacific targets 500 branches across 15 states in three years
The Kerala-based NBFC plans to grow from 117 branches to 500, backed by expansion in gold loans, microfinance, vehicle finance and secured MSME lending. It is targeting a ₹2,500 crore asset base within three years.
What happened
Kerala-based NBFC Supra Pacific Financial Services plans to expand from 117 to 500 branches across 15 states within three years, targeting a ₹2,500 crore asset
Key facts
- 500 branches across 15 states targeted in three years
- 117 current branches
- 101 gold-loan branches
- 16 microfinance branches
- ₹2,500 crore asset-base target in three years
What changed
Kerala-based NBFC Supra Pacific Financial Services plans to expand from 117 to 500 branches across 15 states within three years, targeting a ₹2,500 crore asset base. Growth will centre on gold loans, microfinance, vehicle finance and secured MSME working-capital lending.
Why this matters
Supra Pacific’s planned expansion from 117 to 500 branches will require rapid site selection, hiring, training and operating-standardization capabilities across 15 states.
What to watch
- Quarterly branch additions versus the implied pace of roughly 128 net new branches per year.
- AUM growth, disbursement mix and progress toward the ₹2,500 crore target.
- Share of gold loans, microfinance, vehicle finance and secured MSME lending in new originations.
- Borrowing costs, capital raises, lender diversification and liquidity disclosures.
- Collection efficiency, GNPA/NNPA trends, credit costs and restructuring levels as newer branches season.