India weighs changes to UPI payments above ₹2,000

A proposed government change could alter the cost of higher-value UPI transactions, with implications for merchant payment acceptance and consumer checkout behaviour.

— Filed Thu, 6 Aug, 2026, 13:14 IST · Source Business Today · Latest · Updated

The government has proposed changes that could raise the cost of UPI payments above ₹2,000, with potential implications for Indian merchants, consumers and digital-payment acceptance economics.

Why this matters

The signal extends recent UPI scrutiny: a proposed MDR on high-value merchant payments, estimates of ₹13,500–16,000 crore for apps and banks, and RBI's statement that no MDR decision has been made.

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