Razorpay gets RBI approval for in-store payment aggregation

Razorpay POS has received the RBI’s PA-P licence, enabling it to aggregate physical, in-store payments. The approval adds to its online and cross-border payment licences and strengthens its omnichannel merchant offering, supported by the Ezetap POS hardware portfolio.

— FiledThu, 17 Sept, 2026, 09:33 IST·First seen Thu, 17 Sept, 2026, 09:33 IST·Source Financial Express · BrandWagon

What happened

Razorpay POS received RBI’s PA-P licence to process physical in-store payments, expanding its omnichannel merchant infrastructure for large retailers and SMEs.

Key facts

  • Three major RBI licences: PA-O, PA-P and PA-CB
  • PA-CB licence secured in December 2025
  • Ezetap acquired in August 2022

Why this matters

Razorpay’s full-stack payments position makes it a more consequential partner or competitor for POS, retail software and cross-border commerce platforms seeking integrated merchant payment capabilities.