BharatPe rolls out Credit-on-UPI 'Flex' with YES Bank, 45-day interest-free window
BharatPe has launched BharatPe Flex, a Credit-on-UPI line powered by YES Bank, giving eligible users up to 45 days interest-free credit, EMI conversion and 3-minute digital approvals inside the UPI flow — a direct play for merchant-side spend share against credit cards.
What happened
BharatPe launched BharatPe Flex, a Credit-on-UPI solution with YES BANK, offering users a credit line integrated into UPI payments with up to 45 days
Key facts
- 45 days interest-free
- 3-minute approval
Why this matters
Credit-on-UPI distribution + a willing bank partner makes BharatPe a more strategic counterparty for card networks, NBFCs and PA-PG players evaluating bundling, white-label or stake conversations before the rail standardizes.