BharatPe rolls out Flex, a credit-on-UPI line backed by Yes Bank

BharatPe has launched 'Flex', a credit-on-UPI product powered by Yes Bank, offering users up to 45 days of interest-free credit, EMI conversion options, and a fully digital onboarding flow promising approvals in three minutes for everyday UPI spends.

— Source publishedFri, 5 Jun, 2026, 07:56 IST·First seen Fri, 5 Jun, 2026, 08:05 IST·Source Mint · Money

What happened

BharatPe launched 'BharatPe Flex', a credit-on-UPI solution powered by Yes Bank, offering up to 45-day interest-free credit line, EMI conversion, and digital

Key facts

  • 45 days interest-free
  • 3-minute approval

Why this matters

Credit-on-UPI is consolidating around bank-fintech pairings—evaluate whether to partner, white-label, or acquire a BNPL-on-UPI stack before rails standardize and differentiation collapses.