Bajaj Finance Q1 AUM up 24% to ₹5.46 trillion; loan bookings rise 20%
Bajaj Finance posted a 24% YoY jump in AUM to ₹5.46 trillion in Q1FY27, adding ₹36,900 crore. New loan bookings rose 20% to 16.13 million, with the customer franchise reaching 124.43 million after 5.10 million additions. Deposits hit ₹68,500 crore. Shares edged up 0.4% to ₹10,187.75.
What happened
Bajaj Finance reported Q1FY27 AUM up 24% YoY to ₹5.46 trillion, with new loan bookings up 20% to 16.13 million and customer franchise reaching 124.43 million.
Key facts
- AUM ₹5.46 trillion
- up 24% YoY
- from ₹4.41 trillion
- AUM expanded ₹36,900 crore
- new loan bookings 16.13 million
- up 20% YoY
- customer franchise 124.43 million
- 5.10 million customers added
- deposits ₹68,500 crore
- shares ₹10,187.75 up 0.4%
Why this matters
A 124.43 million customer franchise and ₹68,500 crore deposit base give Bajaj Finance a formidable platform for future partnerships and financial-services bolt-ons.
What to watch
- Full results: credit costs and provisioning vs prior quarters
- RBI stance on unsecured lending / risk weights
- Management commentary on NIM guidance and customer acquisition cost
- Any uptick in delinquencies in consumer durable / personal loan book
- Peer prints (Chola, Shriram) for sector read-through
- Await detailed Q1FY27 P&L for NIM, credit cost, and GNPA/NNPA trends before positioning
- Compare AUM mix shift (secured vs unsecured) to gauge risk-adjusted growth quality
- Track brokerage revisions to FY27 earnings and target prices post-results call
- Monitor deposit growth trajectory as funding-cost buffer against rate environment